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In an interview with CNBC, the head of Visa All Kelly said that cryptocurrencies certainly aren’t a challenge to Visa “in the short to medium term.”

However, Kelly said that there had to be some market like a fiat currency in order to Visa feel comfortable.

Visa CEO also said that the global payments technology company would consider joining the crypto market:

“If we actually think that crypto starts moving from being more of a commodity to actually really being a payment instrument. If it goes in that direction, we will move in that direction.”

Earlier in October, Visa announced some new details of the blockchain-based service that offers digital identity.

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